Category Archives: Workplace Injury

OSHA’s Required Scaffolding Safety Standards

Workers on construction sites are probably the ones most prone to job-related accidents due to the heavy and huge construction tools and equipment around them, as well as the great heights that they need to ascend. In fact, studies show that falls are among the four top causes of injuries in construction sites, the other three being electrocution, caught-in-between equipment and a solid object, and struck by construction equipment or vehicles.

The rapid increase in the number of high-rise constructions all across the US and the need to restore the aesthetic look of many old buildings has also given rise to the number of workers required to work around the exterior of these edifices from great heights, requiring them to work on scaffolds, sometimes daily. In fact an estimated 2.3 million individuals are said to be working on scaffolds every day, bringing danger to many lives.

The Occupational Safety and Health Administration (OSHA), which is in charge of regulating and enforcing safety in the work place, set the standard on scaffold requirements back in 1971. For added safety, there are certain types of scaffolds that OSHA recognizes, which can be used depending on certain factors, like load, materials, and weather condition. These types include pole and specialty, ladder jack, mobile, suspended, tube and coupler, pump jack, and frame.

The types mentioned, however, are still exposed to collapse, especially if they have been incompetently assembled. Improper assembly is actually the most common cause of scaffolding-collapse and accident. It is, therefore, imperative that scaffolds be double-checked for proper assembly and strength before being used.

The scaffolds’ susceptibility to collapse, if coupled with disregard of OSHA’s stipulated safety standards can lead to much greater risks. The additional measures for ensured worker’s safety include scaffold safety training and incorporation of guardrails to which workers can hold onto in cases of slips.

An accidental fall may result to serious injuries that would require long-term rehabilitation and costly medical treatment. To make sure that you get the justice that is due you in case of a fall, make sure that you get represented by a highly skilled and determined lawyer who understands your situation and is determined to fight for your rights.

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The Need for Long Term Disability Claims Filing Assistance

It is not at all easy to make a claim for long-term disability from an insurance company, whether employer-provided or personal. Because the claim is based on a person’s capacity to work, there is quite a burden of proof on the claimant and the language of insurance is (deliberately) obfuscated. In other words, mere mortals may have difficulty in understanding what is being said, or the requirements for properly making a claim. This is where lawyers can be of great help in providing long-term disability claims filing assistance.

According to the website of Scudder & Hedrick, PLLC, in Raleigh, North Carolina, insurance companies are always on the lookout for any opportunity to delay or deny a claim. Filing a claim without knowing the process can easily lead to the ultimate denial of legitimate long-term disability benefits. This is a major problem for someone who is unable to work and has many financial obligations. It is essential that the utmost thoroughness and care is taken when filing a claim for long-term disability with an insurance company. The documents provided to back up a claim has to be complete and properly filled out so that there are no loopholes that an insurer can use to wriggle out of its obligation.

It all lies with how an insurer defines “qualified” claims. The terms of the policy will set out what the limits are as well as who are eligible to receive benefits. An unchecked box, misplaced period, or uncrossed T can shoot holes in a claim that would otherwise be perfectly legitimate. Long-term disability claims filing assistance lawyers are well-versed in the steps for this particular dance with insurance companies, and will not hesitate to aggressively defend a client’s rights.

If you need to file a disability claim with your insurer, you would do well to consider getting long-term disability claims filing assistance at the very beginning to avoid derailing your case. Find a lawyer in your area with the requisite experience and be assured that you will be given every chance for a successful claim.

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